3-D Secure

Online Banking | 3-D Secure | Iraq | Byblos Bank

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Online Banking

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3-D Secure

Online shopping has never been safer

This service, accessible only at online merchants registered under “Verified by VISA” and/or “Mastercard SecureCode”, is an integral part of Byblos Bank Iraq’s Secure Online Payment System. All cards issued by Byblos Bank Iraq are automatically registered for the 3-D Secure Service, so you can make online payments and purchases with full confidence, whether you’re a primary or supplementary cardholder.

  • Platforms

    Qualified online merchants

  • Service Fees

    Free of charge

  • Reward

    Shop online safely and securely

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Locate a Branch Near You

  • Secure

    Secure

  • Maximum protection against online scammers 

  • Easy to Get

    Easy to Get

  • Enrolment is automatic for all Visa and Mastercard cards issued by Byblos Bank Iraq, both new and existing

  • No Fees

    No Fees

  • No fees are charged for 3-D Secure

  • Easy to Use

    Easy to Use

    Do your shopping at your favorite online merchant

    At checkout, fill in the required information (e.g. card brand and number, expiry date, CVV, full name, father’s name, date of birth, mobile number) and click “Continue” ...
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    Do your shopping at your favorite online merchant

    At checkout, fill in the required information (e.g. card brand and number, expiry date, CVV, full name, father’s name, date of birth, mobile number) and click “Continue” to have the One-Time Password (OTP) sent to your mobile 
    Next you will be redirected to our 3-D Secure Verification Page, where you enter the OTP sent to your phone and click “Submit”
    Once the system has verified the OTP, you will be returned to the merchant’s site to finalize your transaction

     
  • OTP

    OTP

    The One-Time Password (OTP) sent via SMS to your mobile is based on security measures employed for government and military communications, making all your transactions super-safe. The OTP is good for only one transaction and remains active for ...
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    The One-Time Password (OTP) sent via SMS to your mobile is based on security measures employed for government and military communications, making all your transactions super-safe. The OTP is good for only one transaction and remains active for just 30 minutes, further reducing the chance of interception. If you don’t use the OTP within 30 minutes, you will have to generate a new one